A quick, no-jargon way to see where you stand. Pop in a few numbers, get an instant estimate, and find out how to keep more of what you've worked for in the family.
Your marital status changes which allowances you can claim.
Add things up at today's value, before any tax. Leave out business or farm assets; those go in section 5.
There's an extra £175,000 allowance if your home goes to children or grandchildren.
Anything left to a UK spouse or charity is fully exempt. Charity gifts of 10%+ also drop the rate to 36%.
Enter the full value of any business or farm assets here, not in section 2. We'll add them to your estate and then apply the relief. For 2026/27, the first £2.5m of qualifying assets is fully relieved; above that, it's 50% relief. If these assets came to you from a late spouse, the figure may differ, so treat the result as a guide and check it with your adviser.
If you've gifted money or assets recently, they may still count. Taper relief reduces the tax (not the value) after 3 years.
An estimate is a starting point, not a plan. With proper advice, most estates can reduce their inheritance tax bill significantly. Book a free, no-obligation chat with one of our consultants and see what's possible.